Herbert F.

I appreciate the program in retrospect, however at the beginning it was just another imposition on my limited time. It became important after doing it for about a month and I realized one day that all the effort I was putting into saving a few bucks a month wasn't actually making me feel any better. Then I realized that instead of trying to find ways to cheat on the program or get out of doing it, I should actually benefit from it. That seemed to change my motivation.
Now I look at it as a helpful activity to keep me out of a wheelchair in a few years! Thanks!!